Billing
Simple, fair pricing. We only make money when you make money.
First 3% Lifetime Profit
$0
Completely free
- ✓Full algorithm access
- ✓Daily email reports
- ✓Customer dashboard
- ✓All risk strategies
After 3% Lifetime Profit
15%
Of profits only
- ✓Never charged on losses
- ✓Only on net gains
- ✓First 3% lifetime is yours
- ✓Quarterly invoicing
How Billing Works
Straightforward billing with no surprises.
Quarterly Calculation
At the end of each quarter (Mar, Jun, Sep, Dec), we calculate your net profit. If you've exceeded the 3% lifetime threshold, we apply our 15% fee to the profits above that.
Invoice Sent
You receive a professional invoice via email with a full quarterly breakdown showing monthly performance. No hidden fees, no surprises.
14 Days to Pay
Standard payment terms. You pay us directly—we never have access to withdraw from your account. After 14 days overdue, trading is paused.
Example Calculations
Click each scenario to see the detailed breakdown.
We only charge on profits. No profits = no fee.
Why We Invoice (And Don't Auto-Deduct)
We Cannot Access Your Funds
Your API keys only grant us trading permissions—we can place orders on your behalf, but we have zero ability to withdraw money from your Alpaca account. This is by design and a core security feature.
Invoicing Is The Only Fair Way
Since we can't automatically deduct fees, we send you a clear quarterly invoice showing exactly what you earned and what we're owed. You pay us directly via bank transfer, card, or your preferred method. No surprises, full control.
It Keeps The Service Running
CameronAI requires infrastructure, data feeds, monitoring, and ongoing development. Performance fees from profitable clients fund the entire operation. When you pay your invoice, you're ensuring the algorithm continues to run, improve, and deliver results.
Bottom line: We can't take your money even if we wanted to. Invoicing is the only way we can fairly receive payment while keeping your capital 100% under your control.
How Alpaca Makes Money
Alpaca offers commission-free trading. Here's how they sustain their business.
Payment for Order Flow (PFOF)
Alpaca routes trades to market makers who pay a small fee per share for the order flow. This is standard practice for commission-free brokers and is disclosed in their SEC filings.
Interest on Uninvested Cash
Cash sitting in your account earns interest for Alpaca. They may share a portion of this with you through their cash management features.
Margin Lending & Premium Services
Alpaca offers margin accounts and premium API tiers for active traders and institutions, generating additional revenue streams.
Learn more: Alpaca's business model is fully disclosed in their SEC disclosures and order routing documentation.
Billing FAQ
What happens if I have a losing quarter?
You pay nothing. We only charge on net profits. If you lose money, there's no fee.
Does the 3% threshold reset each quarter?
No. This is a one-time lifetime benefit applied only to your first invoice. Once you surpass your first 3% in profits, all subsequent quarterly profits are subject to the full 15% performance fee.
What if I don't pay the invoice?
You have 14 days from the due date to pay. If the invoice remains unpaid after that, your trading algorithm will be automatically paused. Once you pay, we'll reactivate your account. Extended non-payment may result in permanent account closure.
Can you withdraw money from my account to pay fees?
No. We have zero withdrawal access. All payments are initiated by you. This is a fundamental security feature—your API keys only allow trading, not withdrawals.
How do I pay an invoice?
Invoices include payment instructions. You can pay via bank transfer, credit card, or other methods we support. Each invoice has a unique reference number for tracking.
What if I want to stop using CameronAI?
You can stop anytime by revoking your API keys from your Alpaca dashboard. If you have an outstanding invoice for profits already earned, you'll need to settle that before closing your account.